MEDICAL OPINION COMPLIMENT SLIP

 LETTER FROM HEATH HOUSE HOSPITAL dated June 1999

 I worked alone so my patients HAD to go elsewhere to get treatment so they left in droves eliminating the goodwill aspect of the sale price.

      I had had to borrow money from the bank when I reopened to get equipment to start due to the Insurance company being extremely reluctant to pay me what we had agreed so the bank repossessed my equipment destroying THAT part of the sale price. The insurance company blocked the compensation agreed to replace the equipment despite delaying payment for 5 months eliminating the equipment aspect of the sale price.

   I never got fully compensated for loss of earnings for the 3 months closure and  adjustment for loss of earnings from Jan to June.

No money was ever received to compensate for the increasing over draft (agreed in lieu of said compensation ) and the overdraft ran for at least 5 months.

  The insurance company eventually stopped the completion of settlement because I had not informed them of the change of circumstances of me being hospitalised. 

The money borrowed for the equipment contributed to the overdraft, as did purchasing materials monthly
     As did paying laboratory charges, staff wages, and the loan I used initially to purchase the practice, which was nearing completion.

The overdraft was agreed by the Bank Manager AS LONG as I kept him informed of any developments. I had to ring him 2-3 times a week.

So I just sold the building as an empty defunct dental practice in November 1998.

Yet I only went to hospital, at such short notice BECAUSE of the promises made on June 11th 1998 stated here.