tHE mAD dENTIST The Heart condition
 

MEDICAL OPINION COMPLIMENT SLIP

 LETTER FROM HEATH HOUSE HOSPITAL dated June 1999

INDEX The problems before the flood January to June 1998 The telephone call life in hospital The problems AFTER My Retirement    My current medical debacle

 

 

On my release, in July 1998, I was forbidden to contact my Practice and was  on prescription  medication.  I do not remember too much at this time and did not understand why I was suddenly embroiled in Bankruptcy proceedings.  I had arranged for all my regular correspondence to be sent to the practice, rather than to my home address at the start of my stressful period and ALL standing orders and direct debits were taken from my practice account.  So when I got home there was very little mail apart from junk mail so I assumed in a drug riddled haze. (I felt sort-of drunk ALL the time) that ALL was being done and followed the Heath House advice that I was BANNED from going ANYWHERE NEAR MY PRACTICE.

They also kept reinforcing I was a "recovering high risk suicide"

 However I do remember clearly:

 

 

A) The first day I discovered ALL my Bank Accounts were closed: (1-2 weeks after my release). My debit card was refused, in a supermarket, when I tried to buy food.


B) The CSA continued to hound me and then as payments had stopped they, after a traumatic and incessant onslaught, eventually placed a Deductions of earnings order (DEO) on me: £500 per month. They also managed to discover an UNDERPAYMENT of £3,000 which was part of the reason for the need for the DEO


C) All Direct Debits and Standing Orders were stopped so all payments to the utilities stopped;  GAS, ELECTRIC, WATER rates, Household insurance, Council Tax, Car insurance, Car hire purchase payments (they threatened to repossess my car) EVERY standing order or Direct Debit was stopped. I could only receive INCOMING calls on my house telephone for a while.

 

D) The Insurance company eventually told me, when I was asked where I had been, that the payments had completed early because I had not told them of my change of circumstances.  I never ever received anything like the full settlement in the Insurance Claim.

 

 

 

 

 

 

After a few weeks I started getting telephone calls at home from the CSA and the Insurance company and THEN the Bank soon started Bankruptcy Proceedings against me as this was the reason they had closed my accounts.

 

 It took a while for the utility companies to contact me due to the lack of response from my preferred address and the Citizens Advice Bureau were very helpful as they attempted to sort out the mess caused. I still ended up with 4 County Court Judgements but all now cleared.

 

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